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Invest Your Extra Money these Holidays

22 December 2022

Are you still wondering what you can do with your Christmas bonus? Your 13th month pay? The cash that you won from the Christmas party? How about the commission that you got from your sales and the rewards from satisfied clients?

If you have extra money this Christmas, you might have been contemplating where to use it. An impulsive buyer might choose to go to the mall and immediately swipe the credit card for some major shopping. But you are past your impulsive days and want to put the money to good use. You have already donated a portion of the cash but there is still a lot left and you don’t know where to use it.

We highly suggest investing your money in the stock market. Note that this is extra money that you can let go of so whatever the current state of the stock market shouldn’t matter to you. You will put the money there and let it rest there. And then thank us in ten years’ time.

But of course, for that to happen, you can’t just mindlessly buy stocks. You have to invest your cents in the right company. This is dependent on your risk profile and how much you are willing to lose for you to gain. This is also dependent on your goals; do you want to earn big in a short period of time or are you willing to wait for the money to grow?

There are lots of things to consider so make sure you do your duty to research before buying any stocks.

But if you are still not convinced that you should even put it there, let us give you a case for why you should. Here are some reasons why it’s so much better that you invest money now than later.



Good financial habits will be formed.

Even though you don't yet have a lot of money, if you actually invest when you're young, you'll build strong money-making habits. You'll quickly discover how to effectively manage your finances, diversify your holdings, put money aside, and maximize all of your earnings. You would understand the need of setting a budget and reining in your wants to spend, particularly on things you don't actually need now or ever. By investing when you are young, you may explore the potential for your money to increase over time. With this information at your disposal, you can spend your money more wisely and get the most for it.



There is still time for you to make mistakes.

You have a big allowance to commit mistakes since you are young. Assume that you still don't have a family of your own and that you don't have any young ones to provide for or put to school. At this time, you are only responsible for yourself and have fewer duties to perform. If you screw up, you still have time to take it back and move on. Furthermore, making errors when you're young is an opportunity to learn. Risk-taking is the only way to get the knowledge that will help you in the long run.



You can use the talents that this generation is renowned for.

Today's youth are primarily always online. We are accustomed to the Internet's secrets as millennials or members of Generation Z. We are accustomed to examining stock market apps and browsing the Internet for news and details about businesses we are considering investing in. To direct and protect our investments, we could consider trends and other analyses.



Early retirement and financial freedom may result from money investments.

You too may afford to retire without being concerned about paying your bills, just like other stockholders who began out when they were still young. It's the idea that delaying gratification now will allow you to later gain from your restraint and sacrifice. Spend your money on equities or real estate instead of a new Dolce & Gabbana handbag. You won't be able to purchase that luxury handbag right now, but if you wait long enough, you'll be able to purchase more than one.



Compound interest is earned on investments.

Even if your arithmetic skills are lacking, you should understand that investments increase through compound interest. You will eventually receive interest when you invest, in addition to the interest, your money has already earned. What transpires? You could invest your money in something that will grow over time thanks to compound interest rather than leaving it in your bank account. There is always a certain degree of risk involved, and if you don't accept it, you miss the chance to earn a significant return and a sizable passive income stream.

The Perfect set-up for Investors



Kana Bamboo Standing Desk

With a bamboo tabletop, this Kana Bamboo Standing Desk from FlexiSpot is environmentally friendly.

It also has a sophisticated appearance and uses lateral compression technology to preserve the natural bamboo finish. Because of the water-resistant 2H lacquer that has been applied to the bamboo, it is free of dampness, insects, and scratches.

A Kana Bamboo Standing Desk can accommodate people of different heights thanks to its normal height range of 28" to 47.6". Additionally, it has two keypad configurations: a basic one with straightforward up and down buttons and an advanced all-in-one keypad with three programmed presets.

A standing desk will help you conveniently stand up and sit back when you’re busy monitoring markets.



Soutien Ergonomic Office Chair

This ergonomic chair from FlexiSpot proudly features a 3D lumbar support system, 135-degree lounge tilt, and 4D adjustable armrests.

It has three height adjustment levels with a system that gently rebounds. The elegantly curved backrest will conform to the neck and spine which will provide the maximum headrest and lumbar support. The armrests are adjustable in four dimensions that contour effortlessly to the arms and elbows. It is made of Italian-imported chenille and K+R temperature-sensitive fiber that will provide maximum ventilation and the most delicate of fabrics. It also features the best-in-industry Samhongsa Class 4 Gas Lift which guarantees that this chair will be able to handle whatever you throw at it.

This will guarantee comfort even though the stock market can be very stressful.